Aurora Primary Care

The Maryland Healthcare Combination That's Saving Patients Up to $1,200 a Year

Direct Primary Care + the right insurance plan. Real 2026 numbers for Rockville and Montgomery County.

See What DPC Actually Costs for Your Situation

Most people assume Direct Primary Care is an expensive add-on — something on top of what they already pay. The reality is often the opposite. When you pair an Aurora membership with the right insurance plan, the total annual cost is frequently lower than what you're paying today.

This guide lets you see the math for three realistic patient situations in Rockville and Montgomery County — built from actual 2026 insurance rates, Aurora's published membership fees, and our actual lab pricing. Select the tab that most closely matches your situation and follow the numbers.

How to use this guide

Select the tab that best matches your situation — employed adult, young adult with self-purchased insurance, or a family. Each table shows the same scenario under three insurance approaches side by side. The Aurora column shows what your total annual spend looks like when you pair an Aurora membership with a high-deductible plan and use your HSA to pay the membership fee before taxes.

These are starting points, not a bill. Your actual numbers depend on your specific plan, your employer's contribution, your age, and how much healthcare you use in a typical year. The best way to know whether Aurora makes financial sense for your specific situation is a direct conversation — which is exactly what the Free Meet & Greet is for. Dr. Malhotra will walk through your current coverage with you and give you an honest assessment. No sales pitch. No commitment required.

Schedule a Free Meet & Greet
No commitment · No paperwork · A real conversation about your coverage and whether Aurora is right for you

Want to go deeper?

These comparisons are built from real 2026 insurance market data for the Rockville and Montgomery County area and Aurora's actual membership fees. They are illustrative scenarios, not personalized financial quotes. Your actual costs will depend on your specific plan, employer contribution structure, age, and healthcare usage. Aurora lab rates reflect current wholesale pricing from partner lab agreements and are subject to change; rates vary by test and are significantly lower than standard insurance billing rates across Aurora's full test menu. Aurora Primary Care is a medical practice, not a licensed insurance broker or financial advisor.